Can someone tell me - Maternity!!!?


can someone please tell me everthing in detail that i need to ask my provider about my maternity coverage. I need to know all the questions i should find out b4 concieving. Please someone help!!! Please make sure they are details!!

Answers:
You should find out whether you have had to be with the insurance for a specific period of time (some companies require being insured for 1 year). Then find out what they cover prenatally. Do you pay one copay at the beginning of your pregnancy or do you pay a copay at every visit? Next find out how much they pay for the hospital stay. Do you pay a percentage or a flat fee? Next you will want to find out what doctors/hospitals are covered. You will also want to ask about coverage for emergency visits during your pregnancy (i.e. you are out of town and have a problem). Also, ask about coverage for the baby -- if, God forbid, he/she needs intensive care, transport to another hospital, etc. Overall, you want to make sure that you will be covered for anything that could go wrong and you want to know about how much you will have to pay.

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